:root {
  --ink: #062f3a;
  --ink-2: #0a4050;
  --teal: #008f91;
  --teal-bright: #12bfc0;
  --mint: #b9eeee;
  --mist: #eef9f8;
  --line: #cce6e5;
  --white: #ffffff;
  --muted: #5f7378;
  --warning: #9a5c00;
  --warning-bg: #fff7e6;
  --shadow: 0 22px 50px rgba(6, 47, 58, 0.12);
  --radius: 22px;
  --radius-sm: 14px;
  --wrap: min(1180px, calc(100% - 40px));
}

* {
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

body::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -2;
  pointer-events: none;
  background:
    radial-gradient(circle at 92% 9%, rgba(18, 191, 192, 0.09), transparent 29rem),
    radial-gradient(circle at 8% 76%, rgba(0, 143, 145, 0.06), transparent 32rem);
}

a {
  color: inherit;
}

img {
  max-width: 100%;
  display: block;
}

button,
a {
  -webkit-tap-highlight-color: transparent;
}

.skip-link {
  position: fixed;
  top: 8px;
  left: 8px;
  z-index: 200;
  padding: 10px 14px;
  border-radius: 8px;
  background: var(--ink);
  color: var(--white);
  transform: translateY(-160%);
}

.skip-link:focus {
  transform: translateY(0);
}

.wrap {
  width: var(--wrap);
  margin-inline: auto;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255, 255, 255, 0.92);
  border-bottom: 1px solid rgba(204, 230, 229, 0.8);
  backdrop-filter: blur(18px);
}

.nav-shell {
  min-height: 82px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  text-decoration: none;
  flex: 0 0 auto;
}

.brand img {
  width: 132px;
  height: 58px;
  object-fit: contain;
  object-position: center;
}

.brand-copy {
  padding-left: 12px;
  border-left: 1px solid var(--line);
}

.brand-copy strong,
.brand-copy span {
  display: block;
}

.brand-copy strong {
  font-size: 0.9rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.brand-copy span {
  color: var(--muted);
  font-size: 0.75rem;
}

.main-nav {
  display: flex;
  align-items: center;
  gap: 6px;
}

.main-nav a {
  position: relative;
  padding: 10px 12px;
  border-radius: 10px;
  color: #36565d;
  font-size: 0.9rem;
  font-weight: 700;
  text-decoration: none;
  transition: color 160ms ease, background 160ms ease;
}

.main-nav a:hover,
.main-nav a:focus-visible,
.main-nav a.active {
  color: var(--teal);
  background: var(--mist);
}

.main-nav a.nav-login {
  margin-left: 6px;
  padding-inline: 16px;
  color: var(--white);
  background: linear-gradient(135deg, var(--teal-bright), var(--teal));
  box-shadow: 0 8px 20px rgba(0, 143, 145, 0.22);
}

.main-nav a.nav-login:hover,
.main-nav a.nav-login:focus-visible {
  color: var(--white);
  background: linear-gradient(135deg, #19cdce, #007c80);
}

.nav-toggle {
  display: none;
  width: 44px;
  height: 44px;
  padding: 0;
  border: 1px solid var(--line);
  border-radius: 12px;
  color: var(--ink);
  background: var(--white);
  cursor: pointer;
}

.nav-toggle span,
.nav-toggle::before,
.nav-toggle::after {
  content: "";
  display: block;
  width: 20px;
  height: 2px;
  margin: 4px auto;
  border-radius: 2px;
  background: currentColor;
}

.hero {
  position: relative;
  overflow: hidden;
  padding: 78px 0 64px;
}

.hero::after {
  content: "";
  position: absolute;
  right: -120px;
  bottom: -150px;
  z-index: -1;
  width: 520px;
  height: 520px;
  border: 1px solid rgba(18, 191, 192, 0.15);
  border-radius: 50%;
  box-shadow: 0 0 0 55px rgba(18, 191, 192, 0.035), 0 0 0 110px rgba(18, 191, 192, 0.025);
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.03fr 0.97fr;
  align-items: center;
  gap: 64px;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 9px;
  margin: 0 0 18px;
  color: var(--teal);
  font-size: 0.79rem;
  font-weight: 800;
  letter-spacing: 0.16em;
  text-transform: uppercase;
}

.eyebrow::before {
  content: "";
  width: 28px;
  height: 2px;
  background: linear-gradient(90deg, var(--teal-bright), var(--teal));
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1,
h2,
h3 {
  line-height: 1.12;
}

h1 {
  max-width: 760px;
  margin-bottom: 24px;
  font-size: clamp(3rem, 6vw, 5.8rem);
  letter-spacing: -0.06em;
}

.hero h1 .accent,
.page-hero h1 .accent {
  color: var(--teal);
}

.hero-copy > p:not(.eyebrow) {
  max-width: 640px;
  margin-bottom: 30px;
  color: var(--muted);
  font-size: 1.1rem;
}

.actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}

.button {
  display: inline-flex;
  min-height: 50px;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 12px 20px;
  border: 1px solid transparent;
  border-radius: 13px;
  cursor: pointer;
  font: inherit;
  font-weight: 800;
  text-decoration: none;
  transition: transform 160ms ease, box-shadow 160ms ease, background 160ms ease;
}

.button:hover,
.button:focus-visible {
  transform: translateY(-2px);
}

.button-primary {
  color: var(--white);
  background: linear-gradient(135deg, var(--teal-bright), var(--teal));
  box-shadow: 0 12px 28px rgba(0, 143, 145, 0.24);
}

.button-secondary {
  border-color: var(--line);
  background: var(--white);
}

.hero-panel {
  position: relative;
  min-height: 500px;
  overflow: hidden;
  padding: 30px;
  border-radius: 32px;
  color: var(--white);
  background:
    linear-gradient(rgba(255, 255, 255, 0.045) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255, 255, 255, 0.045) 1px, transparent 1px),
    radial-gradient(circle at 72% 20%, rgba(18, 191, 192, 0.34), transparent 14rem),
    linear-gradient(145deg, #083b47, #031f29 72%);
  background-size: 34px 34px, 34px 34px, auto, auto;
  box-shadow: var(--shadow);
}

.hero-panel::before {
  content: "";
  position: absolute;
  inset: auto -70px 55px auto;
  width: 310px;
  height: 170px;
  border: solid var(--teal-bright);
  border-width: 0 0 5px 5px;
  clip-path: polygon(0 70%, 20% 53%, 38% 61%, 58% 29%, 71% 41%, 100% 0, 100% 100%, 0 100%);
  opacity: 0.32;
}

.panel-kicker {
  color: var(--mint);
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.14em;
  text-transform: uppercase;
}

.hero-panel h2 {
  max-width: 360px;
  margin: 14px 0 40px;
  font-size: clamp(2rem, 4vw, 3.4rem);
  letter-spacing: -0.04em;
}

.market-tags {
  display: grid;
  gap: 12px;
  margin-top: 18px;
}

.market-tag {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  padding: 16px 18px;
  border: 1px solid rgba(185, 238, 238, 0.18);
  border-radius: 14px;
  background: rgba(255, 255, 255, 0.07);
  backdrop-filter: blur(8px);
}

.market-tag strong {
  font-size: 0.96rem;
}

.market-tag span {
  color: var(--mint);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.hero-metrics {
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1px;
  margin-top: 24px;
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: var(--radius-sm);
  background: var(--line);
}

.metric {
  padding: 18px;
  background: var(--white);
}

.metric strong,
.metric span {
  display: block;
}

.metric strong {
  color: var(--teal);
  font-size: 1.4rem;
}

.metric span {
  color: var(--muted);
  font-size: 0.76rem;
  font-weight: 700;
  text-transform: uppercase;
}

.risk-strip {
  padding: 16px 0;
  color: #66501f;
  border-block: 1px solid #f1dcae;
  background: var(--warning-bg);
  font-size: 0.88rem;
}

.risk-strip .wrap {
  display: flex;
  align-items: flex-start;
  gap: 11px;
}

.risk-strip strong {
  color: var(--warning);
  flex: 0 0 auto;
}

.section {
  padding: 92px 0;
}

.section-tight {
  padding: 64px 0;
}

.section-tint {
  background: linear-gradient(180deg, var(--mist), rgba(238, 249, 248, 0.35));
}

.section-dark {
  color: var(--white);
  background: linear-gradient(135deg, #052f3a, #061f29);
}

.section-heading {
  display: flex;
  align-items: end;
  justify-content: space-between;
  gap: 40px;
  margin-bottom: 36px;
}

.section-heading > div {
  max-width: 720px;
}

.section-heading h2 {
  margin-bottom: 12px;
  font-size: clamp(2rem, 4.5vw, 3.6rem);
  letter-spacing: -0.045em;
}

.section-heading p {
  margin-bottom: 0;
  color: var(--muted);
}

.section-dark .section-heading p {
  color: #b7cccf;
}

.card-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}

.card {
  padding: 28px;
  border: 1px solid var(--line);
  border-radius: var(--radius);
  background: rgba(255, 255, 255, 0.9);
  box-shadow: 0 12px 30px rgba(6, 47, 58, 0.05);
}

.card-number,
.icon-tile {
  display: inline-flex;
  width: 46px;
  height: 46px;
  align-items: center;
  justify-content: center;
  margin-bottom: 24px;
  border-radius: 13px;
  color: var(--teal);
  background: var(--mist);
  font-weight: 900;
}

.card h3 {
  margin-bottom: 10px;
  font-size: 1.25rem;
}

.card p {
  margin-bottom: 0;
  color: var(--muted);
  font-size: 0.94rem;
}

.split {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 70px;
  align-items: center;
}

.split h2 {
  margin-bottom: 18px;
  font-size: clamp(2.2rem, 4vw, 3.7rem);
  letter-spacing: -0.05em;
}

.split-copy > p {
  color: var(--muted);
}

.feature-list {
  display: grid;
  gap: 14px;
  margin: 28px 0 0;
  padding: 0;
  list-style: none;
}

.feature-list li {
  position: relative;
  padding: 16px 18px 16px 52px;
  border: 1px solid var(--line);
  border-radius: 14px;
  background: var(--white);
  font-weight: 750;
}

.feature-list li::before {
  content: "✓";
  position: absolute;
  left: 17px;
  top: 15px;
  display: grid;
  width: 24px;
  height: 24px;
  place-items: center;
  border-radius: 50%;
  color: var(--white);
  background: var(--teal);
  font-size: 0.78rem;
}

.statement-panel {
  position: relative;
  overflow: hidden;
  padding: 42px;
  border-radius: 28px;
  color: var(--white);
  background: linear-gradient(145deg, var(--teal), var(--ink));
  box-shadow: var(--shadow);
}

.statement-panel::after {
  content: "";
  position: absolute;
  right: -42px;
  bottom: -55px;
  width: 190px;
  height: 190px;
  border: 28px solid rgba(255, 255, 255, 0.07);
  border-radius: 50%;
}

.statement-panel small {
  display: block;
  margin-bottom: 10px;
  color: var(--mint);
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.statement-panel strong {
  display: block;
  margin-bottom: 16px;
  font-size: clamp(2.3rem, 5vw, 4.8rem);
  line-height: 1;
  letter-spacing: -0.06em;
}

.statement-panel p {
  position: relative;
  z-index: 2;
  max-width: 480px;
  margin-bottom: 0;
  color: #d7ecec;
}

.cta-band {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 32px;
  padding: 42px;
  border: 1px solid var(--line);
  border-radius: 28px;
  background: linear-gradient(110deg, var(--mist), var(--white));
}

.cta-band h2 {
  margin-bottom: 8px;
  font-size: clamp(1.8rem, 4vw, 3rem);
  letter-spacing: -0.04em;
}

.cta-band p {
  margin-bottom: 0;
  color: var(--muted);
}

.page-hero {
  position: relative;
  overflow: hidden;
  padding: 86px 0 74px;
  color: var(--white);
  background:
    radial-gradient(circle at 78% 25%, rgba(18, 191, 192, 0.35), transparent 20rem),
    linear-gradient(135deg, #063a47, #041f29);
}

.page-hero::after {
  content: "";
  position: absolute;
  right: 6%;
  bottom: -110px;
  width: 360px;
  height: 360px;
  border: 1px solid rgba(255, 255, 255, 0.1);
  transform: rotate(45deg);
}

.page-hero .eyebrow {
  color: var(--mint);
}

.page-hero h1 {
  position: relative;
  z-index: 2;
  margin-bottom: 18px;
  font-size: clamp(3rem, 6vw, 5.3rem);
}

.page-hero p:not(.eyebrow) {
  position: relative;
  z-index: 2;
  max-width: 700px;
  margin-bottom: 0;
  color: #c9dcdf;
  font-size: 1.08rem;
}

.breadcrumb {
  margin-bottom: 18px;
  color: #a8c4c7;
  font-size: 0.82rem;
  font-weight: 700;
}

.breadcrumb a {
  color: var(--mint);
  text-decoration: none;
}

.glossary-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

.glossary-item {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 16px;
  padding: 22px;
  border: 1px solid var(--line);
  border-radius: 18px;
  background: var(--white);
}

.glossary-item .index {
  display: grid;
  width: 38px;
  height: 38px;
  place-items: center;
  border-radius: 11px;
  color: var(--teal);
  background: var(--mist);
  font-weight: 900;
}

.glossary-item h3 {
  margin-bottom: 5px;
  font-size: 1rem;
}

.glossary-item p {
  margin-bottom: 0;
  color: var(--muted);
  font-size: 0.9rem;
}

.process {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 16px;
  counter-reset: steps;
}

.process-step {
  position: relative;
  padding: 26px;
  border-top: 3px solid var(--teal);
  border-radius: 0 0 18px 18px;
  background: var(--white);
  box-shadow: 0 12px 24px rgba(6, 47, 58, 0.06);
  counter-increment: steps;
}

.process-step::before {
  content: "0" counter(steps);
  display: block;
  margin-bottom: 22px;
  color: var(--teal);
  font-size: 0.8rem;
  font-weight: 900;
  letter-spacing: 0.12em;
}

.process-step h3 {
  margin-bottom: 8px;
  font-size: 1.08rem;
}

.process-step p {
  margin-bottom: 0;
  color: var(--muted);
  font-size: 0.88rem;
}

.data-table-wrap {
  overflow-x: auto;
  border: 1px solid var(--line);
  border-radius: 20px;
  background: var(--white);
  box-shadow: 0 12px 30px rgba(6, 47, 58, 0.05);
}

.data-table {
  width: 100%;
  border-collapse: collapse;
  min-width: 620px;
}

.data-table th,
.data-table td {
  padding: 18px 22px;
  text-align: left;
  border-bottom: 1px solid var(--line);
}

.data-table th {
  color: var(--white);
  background: var(--ink);
  font-size: 0.76rem;
  letter-spacing: 0.09em;
  text-transform: uppercase;
}

.data-table tbody tr:last-child td {
  border-bottom: 0;
}

.data-table tbody tr:nth-child(even) {
  background: #f8fcfc;
}

.data-table td:last-child {
  color: var(--teal);
  font-weight: 900;
}

.table-note {
  margin-top: 14px;
  color: var(--muted);
  font-size: 0.84rem;
}

.profit-grid {
  display: grid;
  grid-template-columns: 0.9fr 1.1fr;
  gap: 22px;
}

.profit-card {
  padding: 34px;
  border-radius: 24px;
}

.profit-card.primary {
  color: var(--white);
  background: linear-gradient(145deg, var(--teal), var(--ink));
}

.profit-card.secondary {
  border: 1px solid var(--line);
  background: var(--white);
}

.profit-card .label {
  display: block;
  margin-bottom: 14px;
  font-size: 0.78rem;
  font-weight: 900;
  letter-spacing: 0.1em;
  text-transform: uppercase;
}

.profit-card .figure {
  display: block;
  margin-bottom: 18px;
  font-size: clamp(3.8rem, 9vw, 7rem);
  font-weight: 900;
  line-height: 0.9;
  letter-spacing: -0.07em;
}

.profit-card.primary p {
  color: #d2e7e8;
}

.notice {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 16px;
  padding: 22px;
  border: 1px solid #efd399;
  border-radius: 16px;
  color: #654f21;
  background: var(--warning-bg);
}

.notice-mark {
  display: grid;
  width: 38px;
  height: 38px;
  place-items: center;
  border-radius: 50%;
  color: var(--white);
  background: #bc7d12;
  font-weight: 900;
}

.notice h3 {
  margin-bottom: 6px;
  color: #72530c;
  font-size: 1rem;
}

.notice p {
  margin-bottom: 0;
  font-size: 0.9rem;
}

.contact-grid {
  display: grid;
  grid-template-columns: 0.8fr 1.2fr;
  gap: 24px;
  align-items: start;
}

.contact-card,
.mail-form {
  padding: 34px;
  border: 1px solid var(--line);
  border-radius: 24px;
  background: var(--white);
  box-shadow: 0 12px 30px rgba(6, 47, 58, 0.06);
}

.contact-card {
  position: sticky;
  top: 112px;
}

.contact-card h2,
.mail-form h2 {
  margin-bottom: 12px;
  font-size: clamp(1.75rem, 3vw, 2.5rem);
  letter-spacing: -0.04em;
}

.contact-card > p,
.mail-form > p {
  color: var(--muted);
}

.contact-email {
  display: block;
  margin: 26px 0 8px;
  color: var(--teal);
  font-size: clamp(1.05rem, 2.2vw, 1.35rem);
  font-weight: 900;
  text-decoration: none;
  overflow-wrap: anywhere;
}

.contact-email:hover,
.contact-email:focus-visible {
  text-decoration: underline;
  text-underline-offset: 4px;
}

.mail-form form {
  display: grid;
  gap: 18px;
  margin-top: 26px;
}

.form-row {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
}

.field {
  display: grid;
  gap: 7px;
}

.field label {
  color: var(--ink);
  font-size: 0.85rem;
  font-weight: 800;
}

.field input,
.field textarea {
  width: 100%;
  border: 1px solid var(--line);
  border-radius: 12px;
  padding: 13px 14px;
  color: var(--ink);
  background: #fbfefe;
  font: inherit;
  outline: none;
  transition: border-color 160ms ease, box-shadow 160ms ease;
}

.field textarea {
  min-height: 150px;
  resize: vertical;
}

.field input:focus,
.field textarea:focus {
  border-color: var(--teal);
  box-shadow: 0 0 0 3px rgba(0, 143, 145, 0.12);
}

.form-note {
  margin: 0;
  color: var(--muted);
  font-size: 0.8rem;
}

.terms-list {
  display: grid;
  gap: 14px;
  margin: 0;
  padding: 0;
  counter-reset: terms;
  list-style: none;
}

.terms-list li {
  position: relative;
  min-height: 78px;
  padding: 22px 24px 22px 80px;
  border: 1px solid var(--line);
  border-radius: 16px;
  background: var(--white);
  counter-increment: terms;
}

.terms-list li::before {
  content: counter(terms, decimal-leading-zero);
  position: absolute;
  left: 22px;
  top: 20px;
  display: grid;
  width: 40px;
  height: 40px;
  place-items: center;
  border-radius: 12px;
  color: var(--white);
  background: var(--teal);
  font-size: 0.8rem;
  font-weight: 900;
}

.terms-list strong {
  color: var(--teal);
}

.site-footer {
  padding: 64px 0 28px;
  color: #c9dcdf;
  background: #041f29;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr 0.8fr;
  gap: 50px;
  padding-bottom: 40px;
}

.footer-brand {
  display: inline-block;
  margin-bottom: 18px;
  padding: 8px 10px;
  border-radius: 12px;
  background: var(--white);
}

.footer-brand img {
  width: 150px;
  height: 72px;
  object-fit: contain;
}

.site-footer p {
  max-width: 450px;
  color: #9fb9bd;
  font-size: 0.9rem;
}

.site-footer h3 {
  margin-bottom: 17px;
  color: var(--white);
  font-size: 0.9rem;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.footer-links {
  display: grid;
  gap: 9px;
}

.footer-links a {
  color: #b7cccf;
  font-size: 0.9rem;
  text-decoration: none;
}

.footer-links a:hover,
.footer-links a:focus-visible {
  color: var(--mint);
}

.footer-bottom {
  display: flex;
  justify-content: space-between;
  gap: 24px;
  padding-top: 24px;
  border-top: 1px solid rgba(204, 230, 229, 0.14);
  color: #82a3a8;
  font-size: 0.78rem;
}

@media (max-width: 980px) {
  .brand-copy {
    display: none;
  }

  .main-nav a {
    padding-inline: 9px;
    font-size: 0.82rem;
  }

  .hero-grid,
  .split,
  .profit-grid {
    grid-template-columns: 1fr;
    gap: 42px;
  }

  .hero-panel {
    min-height: 450px;
  }

  .card-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .process {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 860px) {
  :root {
    --wrap: min(100% - 28px, 1180px);
  }

  .nav-shell {
    min-height: 72px;
  }

  .brand img {
    width: 116px;
    height: 50px;
  }

  .nav-toggle {
    display: block;
  }

  .main-nav {
    position: absolute;
    top: calc(100% + 1px);
    left: 14px;
    right: 14px;
    display: none;
    align-items: stretch;
    padding: 12px;
    border: 1px solid var(--line);
    border-radius: 16px;
    background: var(--white);
    box-shadow: var(--shadow);
  }

  .main-nav.open {
    display: grid;
  }

  .main-nav a {
    padding: 13px 14px;
  }

  .main-nav a.nav-login {
    margin: 4px 0 0;
    text-align: center;
  }

  .hero,
  .page-hero {
    padding: 58px 0 52px;
  }

  h1,
  .page-hero h1 {
    font-size: clamp(2.75rem, 14vw, 4.2rem);
  }

  .hero-copy > p:not(.eyebrow) {
    font-size: 1rem;
  }

  .hero-panel {
    min-height: 420px;
    padding: 24px;
    border-radius: 24px;
  }

  .hero-metrics {
    grid-template-columns: 1fr;
  }

  .section,
  .section-tight {
    padding: 64px 0;
  }

  .section-heading {
    display: block;
  }

  .card-grid,
  .glossary-grid,
  .process,
  .footer-grid,
  .contact-grid,
  .form-row {
    grid-template-columns: 1fr;
  }

  .contact-card {
    position: static;
  }

  .split {
    gap: 30px;
  }

  .statement-panel,
  .cta-band {
    padding: 28px;
  }

  .cta-band {
    align-items: flex-start;
    flex-direction: column;
  }

  .risk-strip .wrap,
  .footer-bottom {
    display: block;
  }

  .risk-strip strong {
    display: block;
    margin-bottom: 4px;
  }

  .footer-grid {
    gap: 34px;
  }

  .footer-bottom span {
    display: block;
    margin-bottom: 7px;
  }
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    scroll-behavior: auto !important;
    transition-duration: 0.01ms !important;
    animation-duration: 0.01ms !important;
    animation-iteration-count: 1 !important;
  }
}